Stop Garnishment | Get A Fresh Start!
Are you being threatened with garnishment because you fell behind financially due to medical problems, divorce,
an auto accident, or being downsized or laid off from work?
To find out how filing for Chapter 7 or Chapter 13 bankruptcy can put a stop to most garnishments, please
contact
the Bankruptcy Legal Center, P.C. today for a free consultation.
From our law offices in Oakland County, our
bankruptcy lawyers help people fight
garnishment throughout the metro Detroit area and southeast Michigan.
Knowledgeable. Assertive. Supportive.
E-mail or call (800) 657-2228 • Free Consultation
According to federal law, anyone to whom you owe money may obtain a judgment against you and use it to garnish up to 25
percent of your disposable income. Disposable income is income remaining after the withholding of taxes and other required
deductions, such as insurance.
In addition, creditors, collectors and anyone else to whom you owe money may obtain a bank garnishment to have money frozen,
or seized outright, from your bank account. Typically, when bank accounts are garnished, the debtor is caught by surprise.
Collectors notify the bank first. Your funds are frozen before you know it or have time to withdraw the money from your account.
Garnishment is a Nightmare
Garnishment is a real nightmare for many of the people we see. And all too often, garnishment is only one of their problems.
They are also having nightmares about
repossession or seizure of their property by creditors,
and crippling interest rates on their credit card debt. Perhaps they bought luxury items on credit when their financial outlook
was brighter, and now, due to a cut in pay or being laid off, they are saddled with debt they can no longer afford.
Most wage garnishments can be stopped and creditor judgments can be discharged through Chapter 7 or Chapter 13 bankruptcy.
However, some garnishments cannot be stopped, such as child support and alimony.
Free Consultation • Call (800) 657-2228 Toll Free
If you are having nightmares about wage garnishment,
contact the Bankruptcy Legal Center, P.C.
today to tell us about your situation. We know what to do and are ready to help you get a fresh start.
"
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
From offices in Bingham Farms, Michigan, our law firm represents clients in Detroit and neighboring southeast Michigan cities
including Livonia, Dearborn, Plymouth, Southfield, Pontiac, Troy, Novi, Royal Oak, Mount Clemens, Warren, Sterling Heights,
Auburn Hills, Center Line, St. Clair Shores, Howell, Taylor, Utica, Brighton, Redford, Farmington and Waterford; throughout
Oakland County, Wayne County, Macomb County, Livingston County, Washtenaw County; and in Michigan statewide.
